Articles
SECURE Act 2.0 and more
Gabe Fransen | January 10, 2023 Just as our team and the folks that we provide advice to started to become accustomed to Required Minimum Distributions starting at age 72, which became law in 2020, the SECURE Act 2.0 became law and we need to adjust again. This article will Read more…
Articles
Retirement Risks
Gabe Fransen | November 29, 2022 A big part of our retirement planning process has to do with identifying risks that could hurt our client’s retirement plans. We find it beneficial for our clients to understand what risks we are looking for, if the risks are applicable to them, and Read more…
Articles
What If My Account Goes to Zero?
Gabe Fransen | October 17, 2022 What if my account goes to zero? It’s a question we’ve heard more than once in the past 10 months. It seems to come from a place of fear, and extreme emotional aversion to loss. There’s likely a lack of understanding too, an understanding Read more…
Articles
Market Down? Make Lemonade With Lemons
Gabe Fransen | July 6, 2022 Being invested in the stock market brings risk and volatility to your portfolio of assets. They say the higher the risk, the higher the reward over long periods of time, but when we are in a period of market decline, it can sometimes be Read more…
Articles
Strategies for Tax Liability Mitigation in Retirement
Gabe Fransen | June 3, 2022 As you move from your working years to your post working years, the transition can be complicated. Instead of income coming into the household and investments being added to, it’s now time to take distributions from those retirement accounts for your income needs. With Read more…
Articles
Risk Tolerance Vs Risk Capacity
Mark Triplett | September 2, 2021 If you’ve ever worked for an employer who offered a workplace retirement plan, like a 401(k), you have probably completed a risk tolerance questionnaire at some point in your life. While most working adults are maybe at least somewhat familiar with a risk tolerance Read more…
Articles
When is a good time to convert from an IRA to a Roth?
Mark Triplett | November 4, 2020 An attendee at one of our recent workshops asked us a question about Roth Conversions. Specifically, she asked “when is a good time to convert to a Roth IRA?” In short, the final two months of the year are typically when we really start Read more…