The 15% savings rate is a widely used benchmark in the industry. Fidelity suggests that saving approximately 15% of income annually (including employer contributions) may help individuals work toward a retirement that replaces a portion of their pre-retirement income. Current Savings Rates (Recent Industry Data) Fidelity’s Q4 2025 Retirement Analysis […]
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As we approach the end of 2025, the IRS has rolled out updated contribution limits for various retirement and savings accounts, reflecting inflation adjustments and ongoing provisions from the SECURE 2.0 Act. These increases provide opportunities for savers to bolster their nest eggs, but they also require careful planning to […]
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It is our belief that true financial success isn’t just about growing wealth, it’s about keeping that wealth working for you over time. Client’s goals are typically specific to them and that is something we try to identify as the first step of our financial planning process. We have seen […]
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The market came through two of the worst two months historically (August & September) unscathed, and was resilient in October, the most volatile month. Could the best months of the year also run contrary to history? We do not believe so, but we still cannot rule out some backing & […]
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Gabe Fransen | May 23, 2025 At Strategic Financial Group, we offer three tailored 401(k) solutions through 401k Maneuver to help businesses and individuals build secure retirements: These flexible, cost-effective options may help businesses and employees pursue their retirement goals with our expert guidance and continuous support.
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Gabe Fransen | March 19, 2025 As financial advisors, we help clients navigate retirement savings options: 401(k)s, 403(b)s, IRAs, Roth IRA’s and/or brokerage accounts. Each path offers unique considerations, and we’re here to help clarify what might work best for our clients. Empower, which is one of the largest 401k […]
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Gabe Fransen | October 15, 2024 Tax loss harvesting could be a strategic approach to turn investment losses into tax benefits. It involves selling investment positions at a loss to offset capital gains and/or reduce taxable income. When you sell an investment at a loss, you can use that loss […]
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Gabe Fransen | July 22, 2024 According to InvestmentNews, for the first time, more than 70 million private-sector employees in the US had access to a 401(k) in 2023. This is up 6.35% from the previous year. We believe some of these individuals don’t know how to maximize this benefit. […]
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