Market Commentary provided by our CEO/CIO, Mark Sorensen. The market is selling off hard on concerns about the AI trade and data center buildout related to the mid-term elections. Semiconductors and memory among other tech sectors, are being liquidated regardless of price, even though 3rd quarter earnings have been generally […]
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Retirement doesn’t happen on your last day of work. In our view, it happens over the year leading up to it, in a series of decisions we believe are easier to make early than in a rush. If 2027 is your year, here’s a countdown that may help you prepare […]
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When you change jobs, the to-do list gets long fast. New benefits. New commute. New passwords. An old 401(k) can be easy to leave sitting where it is, and a lot of people do. That may be fine. It may not be. Not every old plan needs to move. But […]
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Recent changes under the One Big Beautiful Bill Act expanded how 529 plans can be used starting in 2026. Here’s a brief overview of what changed. Key Updates State tax treatment can differ from federal rules, so Minnesota residents should confirm details with their specific plan. Contributions and Gifting There […]
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We’re past the halfway point of the year. That can make this a useful time to review a few tax-related items before the second half gets busy. Here are a few areas we believe many clients may find worth a closer look: Roth ConversionsThe extra senior deduction available through 2028 […]
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As we officially step into summer and close the books on the first half of 2026, it can be a natural time to pause and reflect. We have seen our share of market fluctuations this past spring, from the geopolitical uncertainties in March and April to shifting inflation narratives, but […]
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Half the year is already behind us. This might be a good time to review your retirement savings progress and consider tax strategies that may improve your financial outlook for 2026 and beyond. Contribution Limits for 2026 401(k), 403(b), and 457 plans: $24,500 employee deferral limit. Age 50 and older […]
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A 401k is often one of the largest assets for retirees. A Roth conversion is one strategy some retirees consider to help manage future taxes and Medicare premiums. What is a Roth conversion? Money moves from a traditional 401k or IRA to a Roth IRA. Taxes are paid on the […]
Read More The market went from trading purely on sentiment, to trading based on the strong underlying fundamentals in just two weeks. Once the Iran conflict uncertainty began to fade, focus returned to strong corporate earnings growth. The retreat in oil prices lessened concern about oil shock inflation, and interest rates have […]
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