Gabe Fransen | May 23, 2025
At Strategic Financial Group, we offer three tailored 401(k) solutions through 401k Maneuver to help businesses and individuals build secure retirements:
- Pooled Employer Plan (PEP): Our PEP takes administrative tasks like plan documentation, compliance filings, and investment selection off employers’ plates, allowing them to focus on their operations. We handle these responsibilities within the PEP, streamlining plan management. Employers benefit from professional fiduciary oversight, minimizing liability, and cost efficiencies that may lower investment and administrative fees. Eligible businesses may qualify for tax credits to offset startup costs, which may make it easier to offer competitive retirement benefits. Employees benefit from professionally managed investments, participant education, and ongoing portfolio rebalancing to align with retirement goals.
- Multiple Employer Plan (MEP): Our MEP removes the burden of tasks like compliance, audits, and investment management from employers, with our team handling these within the plan. This saves time and can reduce fiduciary risk. Cost efficiencies help lower fees, which may help businesses to attract and retain talent with robust retirement benefits. Employees can benefit from professionally managed investments, participant education, and ongoing support to optimize their retirement savings while managing risk. We feel this turnkey solution simplifies plan administration for employers.
- 401k Maneuver Bolt-On Service: This service’s goal is to enhance existing 401(k) plans for companies or individuals. We provide professional investment management within the plan menu, aiming to position investments in options that are performing well and away from those that are underperforming, while seeking to manage fees and downside risk. This solution includes participant education and ongoing portfolio reviews to support informed retirement planning.
These flexible, cost-effective options may help businesses and employees pursue their retirement goals with our expert guidance and continuous support.