Articles
Income Planning for Post Working Years
Gabe Fransen | December 15, 2021 Does following the 4% rule provide for a successful Retirement Income Plan? With inflation, market fluctuations and the plethora of other variables in life, one could argue that having a customized, detailed, and well-thought-out income plan would be a wise decision – it’s just Read more…
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2022 Medicare Premium Adjustments Announced
Gabe Fransen | November 18 ,2021 On November 12, 2021, the Center for Medicare & Medicaid Services, also known as CMS, announced the 2022 cost adjustments for premiums, deductibles and coinsurance amounts for Medicare Part A and Part B programs along with the 2022 Medicare Part D income-related monthly adjustments. Read more…
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Bond Alternative Within A Portfolio
Mark Triplett | March 5, 2018 The World Was Flat In the past, financial advisors have relied on a well-balanced portfolio of stocks and bonds to manage a client’s risk versus return. While the general practice is widely accepted, if you ask 50 different financial advisors what a well-balanced portfolio Read more…
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Quarterly Market Written Overview October 2021 – Royal Fund Management
Mark Sorensen | October 13, 2021 September is historically the worst month of the year for stocks, and it proved it in a big way this time. The S&P500 finished September with a loss of 4.8% but squeaked out a gain of .2% for the 3rd quarter 2021. It was widely anticipated Read more…
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Balanced Approach With Loss Avoidance
Mark Triplett | February 27, 2018 For nearly three decades interest rates have declined. Stock market volatility sent investors fleeing to safety, driving interest rates further south. Americans saving for retirement have been forced to make a choice between historically low interest-rates succumbing to eroding effects of inflation, or risking Read more…
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Order Of Returns Risk
Mark Triplett | November 6, 2017 One of the most mystifying risks in retirement is the Order Of Returns risk. Investing in marketable securities exposes you to this risk. The future value of your investment is unknown. It might go up (+) or down (-). Returns don’t occur in a Read more…
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Quarterly Market Overview October 2021 – Royal Fund Management
Mark Sorenson | October 4, 2021
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Risk Tolerance Vs Risk Capacity
Mark Triplett | September 2, 2021 If you’ve ever worked for an employer who offered a workplace retirement plan, like a 401(k), you have probably completed a risk tolerance questionnaire at some point in your life. While most working adults are maybe at least somewhat familiar with a risk tolerance Read more…
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You Just Received Notice of an Inheritance: What Should You Do?
Mark Triplett | February 1, 2021 You’ve just been notified that you are receiving an inheritance. Someone cared enough about you to include you in his or her estate. Maybe it was a parent, an aunt or uncle, a sibling, or a longtime friend. Maybe you were expecting it. Then Read more…